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House budget: 7-step working copy

House Budget Kit · build.nineclip.com/systems/house-construction-budget/

1. Area and tier

Built-up area (all floors), sq ft
Floors
Tier: basic / standard / premium
Rate band, ₹/sq ft (month)

2. Base figure

Low end, ₹
High end, ₹
Figure you will plan on, ₹

3. 13-line split

LineWeight %Your budget ₹Quote AQuote BQuote C
Labour20
TMT steel19.5
Cement14.5
Bricks8
Doors, windows7
Aggregate 20 mm6.5
Flooring5
Lights, fans4.5
Wires, cables4
Sand3
Paint3
Pipes2.5
Pump set2.5

4. Quantity check

Steel, kg (thumb rule 3 to 4 per sq ft)
Cement, bags (0.35 to 0.5 per sq ft)
BOQ steel, kg
BOQ cement, bags

5. Outside the contract

Plan approval, ₹
Architect or engineer, ₹
Boundary wall, ₹
Interiors, ₹
Contingency (5 to 10%), ₹
Total budget, ₹

6. Before you sign

  • Same drawings given to all contractors
  • Every quote has all 13 lines
  • Payments tied to finished stages
  • Engineer's drawings and bar schedule received
  • Contingency kept separate
Source: CPWD Plinth Area Rates 2019, Annexure IV, checked Oct 2026. Planning estimate; confirm with a licensed engineer.